A Paycheck You Cannot Outlive

An income rider is an optional feature you add to a Fixed Indexed Annuity that guarantees a stream of income for life once you choose to turn it on. It's how your savings become a dependable paycheck you cannot outlive. Riders can be fee based or non fee based, and we'll explain the cost in plain English before you decide.

It varies by carrier and contract. Some riders carry an annual fee — often a fraction of a percent of your benefit base — while others are non fee based. Any fee is spelled out in the contract. We compare options across top-rated carriers and explain exactly what you'd pay and what you'd receive before you decide anything.

Yes. Many of our clients — especially federal employees — roll over a TSP, IRA, or 401(k) into a Fixed Indexed Annuity for protected, tax-deferred growth and guaranteed lifetime income. We help coordinate the rollover so it's done correctly.

Yes — that's the whole purpose of a guaranteed lifetime income rider. Once you turn the income on, the payments are contractually guaranteed to continue for as long as you live, backed by the financial strength and claims-paying ability of the issuing insurance carrier.