What's the best age to buy an annuity?
There's no single right age, but the window from roughly your mid-50s through your early 70s is when a Fixed Indexed Annuity most often fits — close enough to retirement to protect what you've built, yet early enough to let it grow. The best answer depends on when you'll need income and how much market risk you're comfortable with, which is what Ken helps you sort out.
I'm a few years from retiring — is now a good time to consider this?
The 1–5 years right before retirement are exactly when a Fixed Indexed Annuity tends to fit best. Protecting a portion of your savings now means a market drop right before you retire won't derail your plans, while you still capture index-linked growth on the upside.
I'm already retired. Can this still help me?
Yes. For retirees, the priority is usually turning savings into dependable income. An income rider converts your annuity balance into a guaranteed paycheck for life — helping cover essential expenses regardless of market swings.
Will I lose access to my money?
Fixed Indexed Annuities typically allow penalty-free withdrawals up to a set amount each year, with surrender charges only on amounts above that during the early years. We walk you through every term in plain English so there are no surprises.
