Brokerage Consulting helps retirees, pre-retirees, federal employees, and lump-sum recipients understand annuity options through education-first guidance, carrier comparison, and personalized retirement income planning. With Ken Orenstein’s independent brokerage model, clients gain clarity around fixed, indexed, deferred, and immediate annuity strategies designed to support long-term income confidence.
Education-focused annuity guidance that helps qualified clients make clearer retirement income decisions.
Independent guidance across fixed, indexed, variable, immediate, and deferred annuity structures, helping clients understand suitability, contract features, risks, tax status, payout options, and carrier strength before choosing a long-term income strategy.
Retirement paycheck planning that layers Social Security, pensions, TSP or IRA distributions, and annuity-based guaranteed income to address longevity risk, sequence-of-returns risk, and essential expense coverage.
Webinars on Demand, ebooks, and published federal benefits education help prospects self-educate before requesting a no-cost consultation, creating informed conversations around annuities, Medicare, TSP, and retirement planning.
Principal-protected fixed annuity and MYGA guidance for conservative retirees seeking guaranteed interest rates, tax-deferred growth, surrender schedule comparison, and carrier financial-strength review.
Fixed Indexed Annuity analysis covering participation rates, caps, spreads, crediting methods, bonus structures, surrender charges, and lifetime income riders for clients seeking protected growth potential.
SPIA and income annuity guidance for retirees converting a lump sum, pension buyout, inheritance, or rollover into predictable monthly income with single-life, joint-life, refund, and period-certain options.
We focus messaging around retirees, pre-retirees, federal employees, seniors, and lump-sum recipients who are actively considering retirement income decisions and typically have deployable capital for annuity planning.
Clear education and personalized comparison help clients approach annuity decisions with greater confidence.
Clients receive independent guidance rooted in education, transparency, and long-term retirement income planning.
Represents multiple top carriers instead of limiting clients to one company’s annuity products.
Webinars, ebooks, and published guidance help prospects understand complex decisions before committing.
Ken Orenstein specializes in federal retirement, guaranteed lifetime income, Medicare, and planning.
Consultations review fees, surrender charges, guarantees, suitability, and carrier strength before placement.
Personalized guidance from an experienced retirement specialist.
Principal Advisor
Ken Orenstein is the Principal Advisor at Brokerage Consulting, bringing deep expertise in federal retirement planning, investment strategies, financial planning, Medicare, employee benefits, and life insurance. As a published author in his field, Ken has built a reputation for delivering wise counsel and personalized solutions to federal employees, businesses, individuals, and seniors across the United States. He works with top financial and insurance companies to ensure clients receive comprehensive, low-cost, and tax-efficient plans tailored to their unique needs. Ken is licensed in multiple states and is committed to building lasting client relationships grounded in trust, clear communication, and service that consistently exceeds expectations. His goal is to empower every client to make better-informed financial decisions and achieve long-term security.
The strongest strategies are education-driven: explain retirement income risks, clarify how annuities work, compare contract types transparently, and offer a low-pressure consultation. Brokerage Consulting uses webinars, ebooks, published guidance, and personalized reviews to help prospects understand fixed, indexed, deferred, and immediate annuity options before discussing placement.
Speak with Brokerage Consulting for personalized retirement income guidance.
Specialized guidance for federal employee benefits.
Author of a federal benefits guide.
Advisory services through registered advisor channel.
Request a no-cost consultation with Brokerage Consulting to review your goals, income needs, annuity options, and next steps with clear, personalized guidance.
For immediate assistance, feel free to give us a direct call at (888) 315-3608. You can also send us a quick email at korenstein@brookstoneadvisor.com.
For immediate assistance, feel free to give us a direct call at (888) 315-3608. You can also send us a quick email at korenstein@brookstoneadvisor.com.