Immediate Annuities
Convert a lump sum into a guaranteed income stream that can begin quickly, helping replace lost employment income with predictable monthly payments in retirement.
Turn retirement savings into dependable monthly income with annuity strategies designed to replace the paycheck you no longer receive. Brokerage Consulting helps retirees and near-retirees evaluate guaranteed income options, protect principal where appropriate, and create a clearer plan for covering everyday expenses, healthcare costs, and long-term financial needs with greater confidence.
Explore annuity solutions built to create protected retirement income, preserve assets, and support long-term financial confidence.
Convert a lump sum into a guaranteed income stream that can begin quickly, helping replace lost employment income with predictable monthly payments in retirement.
Link growth potential to a market index while protecting principal from market losses, with optional income riders designed to create dependable retirement paycheck replacement.
Set up future guaranteed income by allowing assets to grow tax-deferred now and activating income payments at a later retirement date.
Choose a conservative annuity option with a guaranteed interest rate, principal protection, and tax-deferred growth for clients prioritizing stability over market exposure.
Consider market-based annuity growth through investment sub-accounts when higher upside potential is desired and a secure income foundation is already in place.
Coordinate annuity income with broader retirement and financial planning so your savings, expenses, taxes, and long-term goals work together more effectively.
A guaranteed annuity income strategy can help transform a lump sum into predictable retirement cash flow, reducing the stress of market swings and withdrawal uncertainty. Brokerage Consulting helps clients compare immediate, fixed, indexed, and deferred annuity options based on income timing, risk tolerance, tax considerations, and legacy goals, so retirement income is structured around real-life needs rather than guesswork.
See how thoughtful annuity planning helps clients create steadier, more predictable retirement income.
Clients rely on Brokerage Consulting for clear guidance, personalized planning, and broad access to annuity solutions.
Works with top financial and insurance companies to compare suitable annuity options across the market.
Strong retirement and federal planning expertise helps align annuity income with broader financial decisions.
Recommendations are tailored to income needs, tax efficiency goals, and each client’s retirement timeline.
Licensed in multiple states, making support accessible for clients across a broad geographic footprint.
Experienced guidance for retirement income decisions.
Principal Advisor
Ken Orenstein is the Principal Advisor at Brokerage Consulting, bringing deep expertise in federal retirement planning, investment strategies, financial planning, Medicare, employee benefits, and life insurance. As a published author in his field, Ken has built a reputation for delivering wise counsel and personalized solutions to federal employees, businesses, individuals, and seniors across the United States. He works with top financial and insurance companies to ensure clients receive comprehensive, low-cost, and tax-efficient plans tailored to their unique needs. Ken is licensed in multiple states and is committed to building lasting client relationships grounded in trust, clear communication, and service that consistently exceeds expectations. His goal is to empower every client to make better-informed financial decisions and achieve long-term security.
Guaranteed annuity income is a contractually defined stream of payments from an insurance company, often designed to provide monthly income for a set period or for life. It is commonly used in retirement to replace a paycheck after employment ends. Depending on the product, income can begin almost immediately or at a future date, with varying levels of principal protection and growth potential.
Speak with an advisor about retirement income planning today.
Demonstrates recognized subject-matter expertise.
Authorized to serve clients broadly.
Access to multiple top carriers.
Use the form to discuss your retirement timeline, available assets, and income goals with Brokerage Consulting.
For immediate assistance, feel free to give us a direct call at (888) 315-3608. You can also send us a quick email at korenstein@brookstoneadvisor.com.
For immediate assistance, feel free to give us a direct call at (888) 315-3608. You can also send us a quick email at korenstein@brookstoneadvisor.com.